BEGIN:VCARD VERSION:2.1 N:Valerio;Mel FN:Mel Valerio ORG:Mortgage Innovations Inc. TITLE:Broker/Owner TEL;WORK;VOICE:(780) 474-7900 TEL;CELL;VOICE:(780) 945-3293 X-MS-OL-DEFAULT-POSTAL-ADDRESS:0 URL;WORK:www.mortgageinnovations.ca EMAIL;PREF;INTERNET:mvalerio@mortgageinnovations.com PHOTO;TYPE=JPEG;ENCODING=BASE64: /9j/4AAQSkZJRgABAQEAYABgAAD/2wBDAAYEBQYFBAYGBQYHBwYIChAKCgkJChQODwwQFxQY GBcUFhYaHSUfGhsjHBYWICwgIyYnKSopGR8tMC0oMCUoKSj/2wBDAQcHBwoIChMKChMoGhYa KCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCj/wAAR CABgAEcDASIAAhEBAxEB/8QAHwAAAQUBAQEBAQEAAAAAAAAAAAECAwQFBgcICQoL/8QAtRAA AgEDAwIEAwUFBAQAAAF9AQIDAAQRBRIhMUEGE1FhByJxFDKBkaEII0KxwRVS0fAkM2JyggkK FhcYGRolJicoKSo0NTY3ODk6Q0RFRkdISUpTVFVWV1hZWmNkZWZnaGlqc3R1dnd4eXqDhIWG h4iJipKTlJWWl5iZmqKjpKWmp6ipqrKztLW2t7i5usLDxMXGx8jJytLT1NXW19jZ2uHi4+Tl 5ufo6erx8vP09fb3+Pn6/8QAHwEAAwEBAQEBAQEBAQAAAAAAAAECAwQFBgcICQoL/8QAtREA AgECBAQDBAcFBAQAAQJ3AAECAxEEBSExBhJBUQdhcRMiMoEIFEKRobHBCSMzUvAVYnLRChYk NOEl8RcYGRomJygpKjU2Nzg5OkNERUZHSElKU1RVVldYWVpjZGVmZ2hpanN0dXZ3eHl6goOE hYaHiImKkpOUlZaXmJmaoqOkpaanqKmqsrO0tba3uLm6wsPExcbHyMnK0tPU1dbX2Nna4uPk 5ebn6Onq8vP09fb3+Pn6/9oADAMBAAIRAxEAPwDy/YfvgsB6VYtJABtmNLG21gpACY70PEAW yRjtT3FsLKcSjy+RUM8e47wOMU+1t3ncqnGDwa7XR/DjWcPn6goOFJRTzmplNRKjByPPGslZ /m+XdSW8DI2Ov1r1aLQNLex82W3JIP3hkflVDVfD+lyRKunny5h1wc5P51Kqpluk0cYsIZDk EsBVYlhbMrHCgE4rTkgltJHjnG1gePeql6P3DgnG4HpVrUzaa3MpJg0YKPgrwQRRWRHKnmMC eAADjrRWjRFzqWQBGAGWXimorjAxzitBYVD/AC4JqF42R2bBHtUlWOu+HWhG9ne9uYkaBAQo YdT616ALK3um2qoUL0APFYvhyVdO8NQxIQJpI8nHvzXQeHYjI6gjr615teq+bQ9fCYXmhdlC WyWSZVk3FQcZA6VWvfDazyeZHEwPG1xnJ/AV3+o+H0nRdh2MOSR0NXtL0tIohHL8xUcgH9RR FvqVOnFbHj2t+GZZLM7UdmTOCV6GvNr4COJg2N2SMGvrW60SG8hKoSNq5zXyt4zspItZvLfb tVJGGBXXSPNrKzODhi33EmFUHJ5zRUpt5op33YKdqK6znsdZI22UlCSOKt2h86WMNjYWA5qp vDJJyNpHXHSl06TdLFEW272GSfrWT2Lh8SO5YtYeYyq0iIQFA9K6/wAJeJ9MjuoobuaOORjx hs1jaTAl9eSxSnejttBx6cV0Gr+HdMs7VZXggNycAMEwxx0FeOmrts+l5XZKOx6ZBcROVYMN pHU1LLcW+5RHJHvI7HmuZk02a/8AC8NvHM0Uhi+crwzA9s9q5/TPCupWWVS93wlz8sqlZIx2 w3Q1vzu2xyumm9z0SG+jjR4zjON3FfL/AI0u1u/Eepug5adgMe3Fe569eRafpM9xPcBVt0+Z z0LDp+Oe1fN8169zfXFzLtBkdnI9Mmuig3JHDjKag79znNS3xXpU9G7mil1g+ZfoygnIPvRX arWPPZ06MkSFXXA/Sqsc0fng7cKOmP51W13UYLIM08qhB2/iP0FcDqnia6utyW3+jxeoPzY+ tRsPqfR/hm522sM8BDEJuHua2YNRm1O+hZf37I4+QmvKfg3riPogtnkzLbuVdWPIVuh+nJH4 V6vp9gEvfOeCQq/zBo68eceWbTPpsNU54Kx6NaXk1xGV8gWyquAzMM5+lJbauLu3lhYYniba 4qjDZW99HH5sUwAOSC7KD9eea5nxL4h0vwgl1dXUqxg8JGPvOQOFAqm29EJqC3OU+MWtR3Cw aNbSkvHIZrhV6A4+UH9TXlMyoIm3AZPAOetcvqvizUL3xHqOpEhhczM5jbkKD0A+grStNahv USKQeU5PRjx+Br0qVPkikeHiZupUcijNLJaXqs5yOR1zj6UVL4st9ltG4Ixu60V1xipq5yPQ 4u6uJruZpriRpJG6saiq+LNiBxVea2eMnjisXA0s0S6TqV1pV9Hd2UhjlT8iPQjuK+hPh78b NOEEdrrcZtpVGN/VPzr5zSF26ClEDHoV6etY1KKnubUcROl8J9h6t8VdKGkTXK3cdvAgxvJB eX2RQefrXzJ4r8Qz+JtaudUnLBD8kEbHO1f8fWuaSA5G4/L7mr0W0ovoB/WnRoKDv1NamIlV 02Q+CIrbF34JYk0IPMwO1Nu3zZSEcfvSBUNlKQSTyK6LaGHNrY0W84oYi5aLqEbkCiiKQMCe KKLtbCcUxUIijVj80Z7jnH/1qsSRI6ZwCKzrWdRGxUbojxInp7irFncKsOxm3AErn2qQTIJI NjEoMFTn61BPbiRtyjawOCK1Hwo5IJH8qrSDnI6/4U9x2uZsMWCN3YkVZjTK9PT+dK5USDHJ 3U+NgI+B2H86foNKxESG0+TP/PQ1RjbZDIR1yKtbv9EuFz0kzVAn93j1OaXmZtlgTsFVFJ9S aKrxqWaihNsm5//Z X-MS-OL-DESIGN;CHARSET=utf-8: REV:20081006T212649Z END:VCARD