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Welcome to Mortgage Innovations.

Based out of Edmonton, we are a team of mortgage experts led by our broker, Mel Valerio, who has over 30-years of professional lending experience. Mel has sat on both sides of the lending desk, first as a bank manager for 22-years, and now as a mortgage broker for the past 10.

  • We always get you the lowest interest rate and best mortgage product, because we receive preferred rates and service from over 40-lenders across Canada and many others from around the world.
  • We work with you and offer an unbiased service.
  • We know how to negotiate with lenders and package your information to help you get approved.
  • Our team is experienced, honest, and believe in putting our clients needs first. We believe in helping people get the best mortgages out there.

Maybe you are self employed, or looking for a pre-approval and not sure if you'll qualify, or even an old hand at mortgage financing. Call us for best rates & solid advice on a refinance, new mortgage, pre approval, or line of credit - we can help.

Contact Us
Call us at 780-474-7900 or use the following contact form for a no obligation discussion about your needs.

 

 

Phone: 780.474.7900
Fax: 780.474.8100

Corporate Office:
12983-160A Avenue
Edmonton AB T6V 1R3
Mortgage Innovations Current Mortgage Rates
Variable Open 3.20%
1-year fixed 2.95%
2-year fixed 3.05%
3-year fixed 3.59%
4-year fixed 4.09%
5-year fixed 4.09%
5-year variable fixed 2.25%
7-year fixed 5.35%
10-year fixed 5.50%
6 month convertible 4.60%
APPLY ONLINE
(secure server)
QUICK CALCULATOR
Amortization(Years)
Term (Years)
Interest Rate (%)
Principal Amount ($)
Downpayment (%)
Downpayment ($)
Principal ($)
Monthly Payment ($)
Still Owing at End of Term ($)
*All mortgage calculators are to be used for information purposes only and are to be considered estimates only.

Member of:
AMBA
Alberta Mortgage
Brokers Association

Licensed by:
the
Real Estate
Council of Alberta