Phone:
780-474-7900

Fax:
780-474-8100

Corp Office:
12983-160 A Avenue
Edmonton AB, Canada
T6V 1R3

Contact Us

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RATE TRACKER
Click here for interest rate changes sent to your email.

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Member of:
AMBA
Alberta Mortgage
Brokers
Association

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Licensed by:
the
Real Estate
Council of Alberta

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Welcome to Mortgage Innovations.
Based out of Edmonton, we are a team of skilled, mortgage experts led by our broker, Mel Valerio, who has over 30-years of professional lending experience.

Maybe you are self employed, or looking for a pre-approval and not sure if you'll qualify, or even an old hand at mortgage financing. Call us for best rates & solid advice on a refinance, new mortgage, pre approval, or line of credit - we can help.

Call us at 780-474-7900 or email us for a no obligation discussion about your needs.


DOMINICAN REPUBLIC HOUSE PROJECT
& CLOTHES & SCHOOL SUPPLY DRIVE

Mortgage Innovations is helping a single mother in the Dominican Republic to build a new home. We are hoping to raise $18,000 toward this goal. Sokoru and her 3 children currently live in a home that is falling down, has no running water and is overrun with parasites. For donation information (no amount is too small), see below.

Also desperately needed in the Dominican are school supplies and backpacks (used is just fine), as well as donations of used clothing. If you would like to make a donation of these items, they will be shipped to the DR free of charge compliments of DHL courier in November. Please contact Colleen Valerio at 780-474-7900 or via email for information and drop off locations in Calgary and Edmonton.

Watch the video below for more information about Sokoru and other donations:

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If you would like to help Sokoro from the DR have a new house, please donate below (Paypal secure), or cheques can be made out to "Dominican Housing Project". Please contact Colleen for mailing address.

 

Mortgage Innovations Current Mortgage Rates
Variable Open 3.20%   5-year fixed 4.19%
1-year fixed 2.75%   5-year variable fixed 2.25%
2-year fixed 3.05%   7-year fixed 5.30%
3-year fixed 3.59%   10-year fixed 5.40%
4-year fixed 4.09%   6 month convertible 4.60%
APPLY NOW - Secure, online mortgage application
QUICK LINKS:

Ask us a MORTGAGE QUESTION. Feel free to ask us any questions you may have about getting a mortgage or changing your current mortgage.
Mortgage Forms
Click here to download forms like a gift letter, property feature sheet, general tenancy agreement, etc.
First Time Buyers
How much house or condo can your rent money buy you? What do you need to qualify? We'll help!

 


Refinance or Home Equity
You can consolidate debt, put your equity to use, or lower your monthly payment.

 


Renewal
Before you sign those renewal papers with your bank, call us. We'll beat their rate with less hassle.
Self Employed?
Or Is it difficult to prove your income? We offer special programs for people in your situation.





OUR MAIN AREAS OF SERVICE:

Canadian Residential Mortgages: new purchases; pre-approvals; refinance & home equity take outs;
first-time buyers, mortgage renewals, lines of credit; investment or vacation property.

Commercial Financing: we provide mortgage financing for large and small projects both in Canada and the rest of the world. Please contact us about how we can help you fund your project.

International Mortgage Financing: We can provide financing for clients wishing to buy investment or recreational property in the United States; the Dominican Republic; or other parts of the Caribbean at reasonable rates and amortizations.


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