Welcome to Mortgage Innovations!

We're glad you're here! Based out of Edmonton, we are a team of mortgage experts led by our broker, Mel Valerio, who has over 30-years of professional lending experience. Mel has sat on both sides of the lending desk, first as a bank manager for 22-years, and now as a mortgage broker for the past 10.

• We work to get you the lowest interest rate and best mortgage product, and we receive preferred rates and service from over 40-lenders across Canada and many others from around the world.
• We work with you and offer an unbiased service.
• We know how to negotiate with lenders and package your information to help you get approved.
• Our team is experienced, honest, and believe in putting our clients needs first. We believe in helping people get the best mortgages out there.

Maybe you are self employed, or looking for a pre-approval and not sure if you'll qualify, or even an old hand at mortgage financing. Maybe you have been turned down before; we specialize in working with hard to approve clients.

Call us for best rates & solid advice on a refinance, new mortgage, pre approval, or line of credit - we can help.